Hi, I have my completion certificate, just received demand for money from Barclays

[Kelly.jc]

Hi,
I have just received a letter from Barclays demanding £400, i finished my IVA in Jul last year and i have my completion certificate, do i just copy my certificate and post it back to them or do i have to do something else??

Many thanks

[KAYKAY]

I would do exactly as you have stated above, send your completion certificate with a covering letter explaining that your debt was included in the IVA and as a result of the IVA being completed, then you have been discharged from the debt and could they now amend their receords to reflect this.

[orchid5]

Hi Kelly not too sure on this one and hopefully one of the experts will be along shortly, however if Barclay's were one of your creditors and you have finished your IVA that is it. Does the letter state what the £400 is for?

[Niobe]

If they were included then you can tell them to take a running jump!!!!

Just send a letter with a copy of your completion notice. That should do the trick.

[luluj]

My understanding if that creditors can continue to send you statements until the defaults are removed after the 6yr period....I would send them a letter with a copy of your certificate and get them to amend their records.
You are fully protected by your past IVA and have nothing to worry over

[Kelly.jc]

Hi all, thanks for the advice, just when i thought i might be finally debt free i get their letter notifying me of their intent to default me!

Once again thanks