The correct completion date.

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bry995

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Post by bry995 » Wed Jul 18, 2012 1:49 pm
Heres a question for you all to cast an opinion.

Which date do you think should be reported on your credit file as your "completed IVA date"?

A - The date you make your final payment?

B - About a week later when the final payment is made? so that all creditors get their cash?

C - The date the completion certificate is issued, which in my case was delayed by about 8 months to the HMRC tax issues....?

I bet you can guess which date was reported...

I personally think that IP's should be reporting a fair date, "TCF" and all that. - not a dragged out date through no fault of the customer.
 
 

ames1

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Post by ames1 » Wed Jul 18, 2012 2:43 pm
I agree!! I completed in March 2012 with a F&F and my IP will not be issuing my completion certificate any time soon due to HMRC Vat and PPi Investigations, they have informed me could be up to 12 months :-(
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