Hello, Is it possible to have a joint IVA or do they have to be separate for husband and wife ?

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Alison.wh

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Post by Alison.wh » Fri Nov 02, 2012 12:46 pm
Hello,

Is it possible to have a joint IVA or do they have to be seperate for myself and my Husband?
 
 

Niobe

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Post by Niobe » Fri Nov 02, 2012 12:53 pm
Hi and welcome.

The IVA will be interlocking but it is possible.

Have a word with an expert. Visit www.iva.com for a list of companies and reviews and give one or two a ring for some free advice.
 
 

Kelly O

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Post by Kelly O » Fri Nov 02, 2012 12:58 pm
Hi Alison.wh and welcome to the forum

It is possible to do an interlocking IVA for yourself and your husband but seek some advice so that you can find the best way forward for you both

All the best
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
 
 

Shining

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Post by Shining » Fri Nov 02, 2012 1:02 pm
Hi and welcome. Hope the above has answered your question, any more questions we're always here. The link above is a good starting point too if you're looking at entering an IVA x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

MelanieGiles

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Post by MelanieGiles » Fri Nov 02, 2012 6:25 pm
IVAs are always individual agreements, but are only made to interlock if one or both parties could not make a sustainable or viable offer in their own right.
Regards, Melanie Giles, Insolvency Practitioner
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