Why is an IVA a potential barrier to getting insurance ?

Get expert opinion. This is the place for new questions to be posted.
6 posts Page 1 of 1
 
 

cathycat

User avatar
Posts: 14
Joined: Fri Apr 08, 2011 11:16 pm
Location: United Kingdom

Post by cathycat » Thu Jan 31, 2013 6:15 am
Ive started doing a bit of dog sitting in my local area for people who know me and my dog, and its been suggested i should get insured, but when I get a quote, the question always comes up: have I been declared bankrupt or in an IVA (Im 3 years int my IVA). What does this have to do with an insurance quote and why is it a potential barrier? All Im trying to do is earn a bit of extra money but Im not daft enough to leave myself open to trouble if anything goes wrong and I have no insurance in place!
 
 

MrsKnight

User avatar
Posts: 3225
Joined: Thu Nov 13, 2008 12:52 pm
Location: United Kingdom

Post by MrsKnight » Thu Jan 31, 2013 7:47 am
Hi cathy

There are quite a few posters on here with pets & insurance so I'm sure on will be along to help soon.
When been asked about Bankruptcy the answer is no, but I've not heard of them asking about IVAs.

I've no pets but had no problems with car & home contents insurance.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Fri Feb 01, 2013 12:32 am
It is a disgrace - especially when you are not asking for credit.
Regards, Melanie Giles, Insolvency Practitioner
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Fri Feb 01, 2013 4:32 am
Reading this makes me so cross, but getting public liability insurance clearly hasn't improved for people in IVA's.
I did manage it via the AA when i was in an IVA although i know others didn't....worth shopping around for
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Fri Feb 01, 2013 10:06 am
Public liability insurance is often discussed on here and I'll search and see if I can find some links for you.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Fri Feb 01, 2013 11:40 am
http://www.iva.co.uk/forum/topic.asp?TO ... ,insurance

http://www.iva.co.uk/forum/topic.asp?TO ... ,insurance

Hope these might be of some assistance, past posts which helped others. Not sure if they're outdated now though but worth a look. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
6 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”