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hara
- Posts: 392
- Joined: Mon Jun 11, 2007 12:31 am
- Location:
Dear all.
I completed my IVA a couple of years ago,with Full and Final payment.
I am coming to 65 in June.
I have a interest only payment at present,which will finish in about 3 years time.
I intend to work beyond 65 and would like to extend my Mortgage, My prsent lender may extend it to me reaching 70, is there any one who extends it beyond 70?By that time my children will have finished university and will be able to help clear mortgage.
I shall be able to take retirement and returiewsn to work and be able to clear some mortgage from Lump sum I receive, I am thinking of working up to 70.
Any views.
Thanks.
Hara.
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
- Location:
Hi, why not have a word with our resident mortgage expert Ryan, he should be able to answer your questions and can be contacted through the ask an expert a question link to th left.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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plasticdaft
Forum Expert
- Posts: 9562
- Joined: Wed May 21, 2008 12:45 pm
- Location: United Kingdom
approach a whole of market broker to discuss your options. Is the IVA still on your credit file?(it will be on there for 6 years from when it started).
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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debt tired
- Posts: 209
- Joined: Fri Nov 16, 2012 11:17 am
- Location:
Our mortgage provider (Halifax) was prepared to go up to age 75 with a letter from existing employer. We decided to keep them out of the loop, however, and extended just (JUST!!!) to age 70. We were changing to a repayment mortgage though - don't know how they would view extending an interest-only one.
