When year 6 is finished do financial records get automatically deleted from equitax & experian ?

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cb3

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Post by cb3 » Mon Mar 04, 2013 7:24 am
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When year 6 is finished and IVA has was paid off after year 5 do the financial records get automatically deleted from equifax / experian etc or do they stay on record?
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Heretoday

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Post by Heretoday » Mon Mar 04, 2013 8:37 am
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I found that my IVA dropped off at the 6 year mark from both experian and equifax, however Callcredit were still showing it so I had to raise a dispute.
Last edited by Heretoday on Mon Mar 04, 2013 8:38 am, edited 1 time in total.
7 years after starting an IVA I finally received a completion certificate from ClearDebt
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Adam Davies

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Post by Adam Davies » Mon Mar 04, 2013 8:50 am
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Hi

Did they remove it Heretoday when you raised the dispute ?

Regards
Andam Davies
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ClareSilver

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Post by ClareSilver » Mon Mar 04, 2013 8:55 am
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I've heard that sometimes you have to send a copy of your completion certificate as it's not done automatically.
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Heretoday

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Post by Heretoday » Mon Mar 04, 2013 9:31 am
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Yes they removed it within a couple of days
7 years after starting an IVA I finally received a completion certificate from ClearDebt
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Skippy

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Post by Skippy » Mon Mar 04, 2013 9:53 am
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Equifax will automatically move the IVA to a notice of correction so you will need to get that removed.
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