Post IVA looking for a loan as we have leak in our house.

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cb3: Posts: 21; Joined: Sat Feb 09, 2008 9:48 pm; Location:

by cb3 » Mon Mar 25, 2013 8:41 am

Hi we have been out of IVA for 18 month and 6 years since IVA is up in May. We are looking for 1500 loan as we have leak in house but when i search for bad credit loans all i get is brokers. Does anyone know of any loan companies that i can use?

ClareSilver: Posts: 597; Joined: Tue Jan 15, 2013 2:15 pm; Location: United Kingdom

by ClareSilver » Mon Mar 25, 2013 8:55 am

Have you checked your credit files and tried to 'tidy them up'?

plasticdaft Forum Expert: Posts: 9562; Joined: Wed May 21, 2008 12:45 pm; Location: United Kingdom

by plasticdaft » Mon Mar 25, 2013 12:33 pm

Try your own bank 1st. Its a small amount and maybe they will offer you the cash

Paul

Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.

craigbeas: Posts: 29; Joined: Tue Mar 18, 2008 6:04 pm; Location:

by craigbeas » Mon Mar 25, 2013 9:21 pm

Thanks for comments, yes have ensured credit profile has all items marked correctly. Credit profile only has a 'fair' score though currently. Once IVA goes off fully in May (after 6yrs up) will this and default just fall off and will this impact credit score?

I would try bank but know that they wont do loan with only 'fair profile so wondered if anyone knew any others.

Cheers

Skippy