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					graham_84 					
					
															
										
																				 
				Posts:  15  				Joined:  Sat Oct 06, 2012 11:29 am 				
				
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					This forum has been a great help. Although i resented Phillip Allen and his team through it. Plus i claimed PPI and lost it all to the arrangement. Melanie and Andy Davie gave me great advice through it...... I got my certificate of due completion this morning. 
 
Thanks all. 5 years of paying. Now to save for a house and maybe a holiday!
					
					
																					
							Last edited by 
graham_84  on Sat Apr 27, 2013 7:51 am, edited 1 time in total.
													
 
					
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019  				Joined:  Thu Sep 20, 2007 8:57 am 				
				
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					What fantastic news a great start to your weekend.   
 
Good luck with your future plans.
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395  				Joined:  Fri Dec 17, 2010 11:14 am 				
				
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					Well done Graham. All the trials and tibulations are now over ... onward and upward 
 
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice. 
IVA Completed  23rd July 2013 .... C.C. 10th January 2014
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Struzzo39 					
					
															
										
																				 
				Posts:  1820  				Joined:  Sun Jan 24, 2010 5:56 pm 				
				
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					Wooh oo well done you!!
					
					
															
															Steven & Debbie
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					luluj 					
					
															
										
										Forum Expert										 
				Posts:  11333  				Joined:  Sun Dec 09, 2007 6:54 am 				
				
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					well done ...completely debt free is a fantastic feeling...now go and enjoy life !
					
					
															
															Sharing from experiences of dealing with debt 
 
There is a solution for everyone .... Just need to stay positive ! 
 
Look at my blog "All I wanted was a baby"
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					lin.r 					
					
															
										
																				 
				Posts:  97  				Joined:  Wed Nov 21, 2012 6:40 pm 				
				
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					Wish all my tibulations were over Foggy[:)]
					
					
															
															Lin
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					seagulls 					
					
															
										
																				 
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					Foggy 					
					
															
										
																				 
				Posts:  33395  				Joined:  Fri Dec 17, 2010 11:14 am 				
				
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lin.r  
 
Wish all my tibulations were over Foggy[:)]
oops[:I]
 
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice. 
IVA Completed  23rd July 2013 .... C.C. 10th January 2014
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					kazzafunk 					
					
															
										
																				 
				Posts:  4749  				Joined:  Sat Mar 19, 2011 6:47 pm 				
				
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					Congratulations - lovely feeling isn't it!
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					12 months to go 					
					
															
										
																				 
				Posts:  612  				Joined:  Sun Jun 26, 2011 10:44 am 				
				
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					well done 
 
life can begin again 
 
bet youve had a great weekend
					
					
															
															Last payment made April 2012 
Certificate received 1st Nov 2012
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					wiggle1 					
					
															
										
																				 
				Posts:  600  				Joined:  Fri Jan 27, 2012 7:09 pm 				
				
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					You must be over the moon. Good luck in your debt free future.
					
					
															
															Life after IVA is wonderful.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Little miss trouble 					
					
															
										
																				 
				Posts:  311  				Joined:  Mon May 07, 2012 10:56 am 				
				
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					Fantastic news!!! Happy holidays!!!!
					
					
															
															5 years done and dusted. Certificate received.