What is the best and cheapest way to have a valuation on my property ?

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Danny.03

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Post by Danny.03 » Mon Sep 23, 2013 9:29 pm
I have been asked to have a valuation on my property by my iva provider (8 more months to go). What is the best/cheapest way to do this. My iva provider has offered to do this and put the cost on my iva without saying what the cost will be. Any advice gratefully recieved.
 
 

Shining

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Post by Shining » Mon Sep 23, 2013 9:54 pm
Firstly you're nearly there Danny well done on that score. When I had to get a valuation I admit I lied..I rang a local estate agent and told them we were leaving the area wanted a quick sale etc., etc.,sob story and they valued it and emailed me the valuation pack through, i forwarded this to my IP and this was accepted.

Didn't cost a penny, then emailed them back after a couple of weeks to say plans on hold for now but will be in touch again if/when I decide to sell.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Foggy

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Post by Foggy » Mon Sep 23, 2013 9:58 pm
Hi Danny. The IP will take the cost out of the IVA pot, it should not add to your payments in any way. The creditors require this exercise so it is fair that they should fund it. The only problem with this is that you have no control over what the valuation might be.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Foggy

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Post by Foggy » Mon Sep 23, 2013 10:01 pm
Just a thought -- some IP's do accept online valuations from the likes of Zoopla, or comparisons from Rightmove. You will need to check if yours does.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

ClareSilver

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Post by ClareSilver » Tue Sep 24, 2013 10:21 am
You could also try mouseprice.

Most estate agents will give you a free valuation, there's no reason for them to charge. Just ask them for a 'quick sale' valuation. My OH is an estate agent and he's asked to do these all of the time. Although, it's a waste of time for the estate agent to do it, you just need to tell them that you're shopping around. There's no reason why you should be charged.
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