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lloyd01
- Posts: 53
- Joined: Sat Feb 16, 2008 1:27 pm
- Location: United Kingdom
Is there a way of knowing which banks use which credit ref agencies for their credit scoring process, I want to upgrade my account type with Nationwide and can see Experisn have updated their records since I completed my IVA but not Equifax and CallCredit yet?
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
All credit agencies update at different time of the month, and some creditors report to one, or two or all three of the agencies .... I know i look at my credit expert account and see one thing then move to equifax and see different, noddle different again.
I know our mortgage broker three years ago said equifax was used to measure our credit worthiness, but i think it really depends on each lender
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
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skint til payday
- Posts: 108
- Joined: Thu Oct 18, 2007 11:00 pm
- Location: United Kingdom
Nationwide also use Equifax the just update at different times.
