Hi, i completed my IVA with a full and final payment (certificate dated 05/03/2013) Iva originally start date was 10/02/2010. I am trying to clear up my credit files but not sure what i am looking at. Should all of the satisfied dates be when the IVA started as they are currently showing about 6 months later than the original start date-do i need to get this amended? Also i have a default still showing on my Barclaycard, is there any template letters i can send out-and who do these go to? Many Thanks