Steve, what Michael is suggesting is exactly what happened to me. At 2 and a half years in my then wife decided to pursue "other interests" and I was left, literally, holding the baby. The staff at my firm suggested a full and final based upon payments made to date ( I was lucky in that I had made extra payments in the early couple of years so my dividend was quite healthy). Anyway ... they accepted and we all "called it quits".
Always worth an ask
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
That sounds like fantastic advice, let's hope your IVA provider feels the same to present the case to your creditors, and your creditors feel sympathetic to your case.
I feel the IVA provider may be the hurdle to overcome, just pick up the phone and be honest and firm about the options.
hi, i'm with dfd i have only ever spoken to or emailed their customer service and account management team last time i called them i used up over an hour of talktime on my mobile only 5 mins of which was spent speaking to someone so not all that enthustiastic about calling them again but i am going to give it another go today
Send an email to Judith Anderton from DFD as she has helped many of their clients here before. Her details are in the ask a question section and hopefully she can help.
