Hi there, I completed a full and final with GT in October 2013, they said 6 months to certificate! I am still waiting and heard nothing surprise surprise. I got a letter today, just a yearly statement from one of my creditors and it says nothing has been paid at all up to yet. Are GT holding the money?
It is usual in a full and final based IVA to distribute the monies when you are ready to close the case - but if your IVA was completed in October 2013 I am rather surprised this is all taking so long. Have they given you any idea what is causing the delay?