hi,thanks for reply,i rang the iva company this morning to ask how much i would have to offer in order to settle,i was told it wasn't that easy,on asking how much i actually owed now after paying for two years,they wouldn't tell me that either,it worried me to say the least i thought i would have the right to now the level of debt i was in at least !,I explained that i wanted to use the compo to pay off the iva,i wasnt trying to keep it or worm out of it,but was told i would have to prove where the money was coming from,what it was for and the exact amount before i could even get a balance on debt remaining,not happy i rang the solicitor who is dealing with compo to request a letter to prove it was personal injury,he wasn't happy either and has advised me to instruct a lawyer who deals with ivas to look into proposal ,he will then deal with the iva company to,reading the proposal it states about comp and says im hoping to keep it but doesnt actually say i can,also there a part which i was told was as standard on taking it out that states any windfall or after aquried assest after the value of 500 will be paid into the iva in full so i hope that this will not be some sort of clause ! it such a shame that all i want to do is pay the debt off they have been fantastic until now but now i feel im hitting a brick wall,my debt on proposal says 19,000 i paid 242 for 2years so i would have thought i could have paid the remainder minis payments made and plus any interest and ip charges etc,happy days,but obviously not i just hope the money i spend on the lawyer will be money well spent,i hate money,if u got it it can bring misery and if u aint it brings it to ...not a happy bunny at all
