Through lack of folk in my personal life that know my situation I thought I could come on here and virtually cry a little bit.
So, long story short my husband and I with 14 months left of our arrangement and through severe lack of communication found ourselves in arrears. Today, we had a variation meeting to deal with these arrears. Creditors accepted variation with two modifications. 1 - we increase our monthly payments by £110 and 2 - they want us to extend by another 12 months
Our company, GT have been very sympathetic and supportive (thank goodness) and have listened to me cry down the phone like a baby several times...
I received the call a few hours ago from GT saying that they have managed to 'get rid' of the increase in payment clause but the 12 month extension still stands.
To be honest, I kind of expected the extension but being so close to the end is kind of like a stake through the heart (very dramatic I know, but how I feel). So my 14 months has now turned into 26 months. Lord knows how I will feel if, after those 26 months I suddenly have equity and have to extend again!! Guess I shall cross that bridge when I come to it. Anyhoo, no questions, nothing important, just venting. [:(]
