I'm not sure that they can - letters sent out did not state when they wanted it to start from and needed the agreement of creditors.
If that is stated to creditors BUT was not stated to us they have not obtained consent correctly as they needed that consent to progress the matter with them.
Would anyone really agree to an increase that puts them into arrears?
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Hi
I did not sign the letter to increase fees .. They have not extended term to cover any increased fee they say that I am in arrears and my Iva didn't start until after the first 3 months payments were made to my tax , but I had paid my x 3 month tax liability together with my voluntary contribution , which shows on bank statements and on my first yearly review documents . I have emailed and asked them to prove the 255 arrears and asked them what has happened to my x3 month tax that I had paid ... Let's see if they can provide answers.
On another note just to let everyone know that the carrot of the keeping some of your ppi is incorrect they emailed me when I asked them to confirm what they meant and the reply was that I had misunderstood and that all ppi claims get paid into pot and nothing will be given to us even if we did sign the new terms and cons !'
There was a similar post before when CF got confused about a self employed client and the tax payments pre April. Try to speak to someone who understands IVAs and the self employed and show them the date your IVA was approved. This will be on the Chairman's report or insolvency register.
It is interesting what you say about the PPI because this is not cut and dried across the industry. We use the R3 standard terms and conditions which are quite clear.
