Credit reference agencies

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ontheroad

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Post by ontheroad » Tue Jul 14, 2015 5:38 pm
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I know this has probably been covered before but what is the best way to inform the credit reference agencies of the receipt of my CC, also which ones do i need to inform to start getting my files cleaned up.

Sorry if this question has been asked before

Thanks for any info.
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Foggy

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Post by Foggy » Tue Jul 14, 2015 6:20 pm
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Some IP's inform the CRA's themselves, or the CRA gleans this once you are marked completed on the IR.

However, it does no harm to send each agency a copy. Useful tips here:

http://pjgrecovery.com/clean-up-credit-rating.asp
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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ontheroad

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Post by ontheroad » Tue Jul 14, 2015 7:14 pm
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Thanks Foggy, thats a great help,thankyou.
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mole

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Post by mole » Wed Jul 15, 2015 7:03 am
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Hi ontheroad, I purchased the free monthly trials with all 3 CRAs once I received my completion certificate.

Within 2 weeks, Experian and Call credit had removed the insolvency. I raised a support call with Equifax and told them that the insolvency was concluded and this could be verified by checking the Insolvency Register. I got an email back within 72 hours saying it had now been removed, which it was.

So pretty painless really.
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