Has anyone been credit checked when they applied for a corporate credit card ?

Get expert opinion. This is the place for new questions to be posted.
8 posts Page 1 of 1
 
 

ivablues

User avatar
Posts: 11
Joined: Wed Oct 09, 2013 2:11 pm
Location: United Kingdom

Post by ivablues » Fri Oct 23, 2015 10:57 am
Hi I have recently been promoted at work and now have to get a corporate credit card. I work for barclays and it's a barclays corp card. There is no mention of a credit check just mentions an identity check. However it doesn't state there is no credit check either! I did a f&f just over a year ago and got my completion certificate a few months later. My 6 years after the start date isn't up until April 2017. I just wondered if anyone else has had to apply for a corp card and if they credit checked them?
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Fri Oct 23, 2015 11:10 am
Hi and welcome,

I believe there was another post on this yesterday and because it is a company card and they are responsible you should be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

welshwiz

User avatar
Posts: 531
Joined: Sat Dec 29, 2012 4:13 pm
Location:

Post by welshwiz » Fri Oct 23, 2015 1:11 pm
have read conflicting reports about this, did you work for the bank before your IVA?
 
 

lifenoteasy

User avatar
Posts: 3248
Joined: Thu Feb 05, 2015 2:26 pm
Location: United Kingdom

Post by lifenoteasy » Fri Oct 23, 2015 1:23 pm
It may depend on how it is repaid - if your employer directly repays it then unlikely you may be credit checked.

If you pay it and then claim the money back you may be credit checked.

American Express will probably credit check irrespective.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
 
 

MikeyM

User avatar
Posts: 315
Joined: Fri Sep 07, 2012 4:36 pm
Location:

Post by MikeyM » Fri Oct 23, 2015 2:10 pm
I wasn't credit checked at my previous employer. I thought that anyone performing a credit reference check on you had to tell you that they were going to do one.
 
 

lifenoteasy

User avatar
Posts: 3248
Joined: Thu Feb 05, 2015 2:26 pm
Location: United Kingdom

Post by lifenoteasy » Fri Oct 23, 2015 2:13 pm
Depends on what your terms and conditions of employment are.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
 
 

MikeyM

User avatar
Posts: 315
Joined: Fri Sep 07, 2012 4:36 pm
Location:

Post by MikeyM » Fri Oct 23, 2015 2:22 pm
 
 

MerlinL14

User avatar
Posts: 1626
Joined: Sun Oct 30, 2011 2:44 pm
Location:

Post by MerlinL14 » Fri Oct 23, 2015 7:03 pm
I applied for a corporate Amex while still in my IVA. They did a search and it did show on my Experia credit report, but I was still approved and issued with my Amex card.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
8 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”