Hi all... update to my situation. My variation meeting was held on 28th of April and my offer for a full and final settlement was accepted. "Happy" does not begin to describe the feeling. Thanks to everyone on here for the advice and good wishes. It made such a difference to have somewhere I could ask my questions and get answers and support so a massive thanks to you all.
Great news - congratulations and good luck with your debt free future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
