Received CC 7 years ago. How can anyone get information about of my credit history ?

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youldena

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Post by youldena » Tue Sep 13, 2016 2:16 pm
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Hi

I received my completion certificate 7 years ago and now I have no record of my IVA on my credit file etc. Today I have had a call from a company trying to say I can now claim back PPI, previously anyone who has had an IVA could not. I have no interest in doing this, I think its a bit of a cheek to be honest. My worry is that someone somewhere has got this information about my past history - as far as I was concerned it was dead and buried. How can his happen ?
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Lisa Thomas

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Post by Lisa Thomas » Tue Sep 13, 2016 2:52 pm
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When you say your credit file is cleared have you checked your report with all of the 3 main lenders?

Experian, Equifax and Callcredit?

I suspect the PPI is just a cold call/spam, not necessarily based on facts.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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Michael Peoples

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Post by Michael Peoples » Tue Sep 13, 2016 2:54 pm
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I agree with Lisa. Probably just a cold call as these firms sent out millions.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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kallis3

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Post by kallis3 » Tue Sep 13, 2016 3:59 pm
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I also agree that is a cold caller - I get them all the time and tell them to get lost.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Tue Sep 13, 2016 4:26 pm
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I agree -- just a mass mailing.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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