I am filling in my first annual review for my IVA for I & E I have increased slightly a couple of the expenditures in line with increases etc but have noticed when comparing with my first I&E that was submitted that it has allowed for 80 gas and 80 electric when right now I am paying only 50 for each, do I leave it as it is or lower it on the new I&E?
I would leave it as is --- you will probably find that the winter bills will be higher and you will be playing catch up over the summer. Stuff like power is an annual amount, averaged over the year as it changes by season.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
