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carlibeth

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Post by carlibeth » Fri Jan 20, 2017 12:51 pm
Hi I've paid my Iva for 6 years and over a week ago I returned a letter signing over PPI after receiving a letter saying "were keen to issue your completion certificate " but need to give up PPI which I don't have a problem with . I'm now getting a bit worried as still not heard anything ( it was sent 1st class recorded ) and not sure how far they are up to with my final review . I can't sleep for worrying . What will happen now ? What's the procedure ? Many thanks for any replies in anticipation !

kallis3

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Post by kallis3 » Fri Jan 20, 2017 1:25 pm
It will depend on which company you are with as to when the completion letter is sent out.

Give them a ring to see how things are going.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Lisa Thomas

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Post by Lisa Thomas » Fri Jan 20, 2017 3:45 pm
Some firms take up to 6 months to close a case.

A week is not a particularly long time for them to receive and action the PPI letter. I would wait another week then send them a written request for an update.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

Foggy

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Post by Foggy » Fri Jan 20, 2017 3:55 pm
How long ago was your final payment -- the clock starts ticking fom then really -- the PPI issue can run alongside.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

carlibeth

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Post by carlibeth » Fri Jan 20, 2017 4:08 pm
Hi my last payment was October . Just wondering if they're going to back for any increase thanks

kallis3

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Post by kallis3 » Fri Jan 20, 2017 4:24 pm
I would keep pressing them now - you can agree to sign a deed of assignment so that any further PPI goes to the creditors and they can then issue that all important piece of paper!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

carlibeth

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Post by carlibeth » Fri Jan 20, 2017 4:29 pm
Thanks, yup I've sent that - my worry is they are going to turn round and say I need to / should of paid more - I sent PPI deed 2 weeks ago recorded :roll:

kallis3

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Post by kallis3 » Fri Jan 20, 2017 4:33 pm
They won't ask for anymore - just press them now for the completion letter and insist that it is sent out asap.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

carlibeth

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Post by carlibeth » Fri Jan 20, 2017 4:36 pm
Thankyou

kallis3

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Post by kallis3 » Fri Jan 20, 2017 4:59 pm
Keep us informed.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

luluj

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Post by luluj » Fri Jan 20, 2017 5:11 pm
Stay positive - you have come so far ..another few weeks and it will be over x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

kentgirl

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Post by kentgirl » Fri Jan 20, 2017 11:02 pm
I too sent my PPI signed letter back to my IP but I did this early December. I sent it recorded and as I was worried about Christmas post I asked for them to confirm receipt which they did. I haven't heard anything so far this year. Like you, I'm eagerly awaiting my CC. Keep us updated how you get on. Fingers crossed your CC comes quickly :)
Iva completed with a F&F. Completion certificate received Jan 2017

carlibeth

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Post by carlibeth » Sat Jan 21, 2017 9:49 am
Thankyou - you too - I'm just so worried that they will now say i owe more from previous years :?: read a few stories where they fail near end or had variations applied as they came for more money . I sent my p60s in but the company was always a bit lax and they often said they had been lost and had to resend - they did show a wage increase but nothing was ever done - so scared I will get stung at this late stage

kallis3

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Post by kallis3 » Sat Jan 21, 2017 10:08 am
Keep positive - I am sure it will be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

kentgirl

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Post by kentgirl » Sat Jan 21, 2017 12:11 pm
It's perfectly normal to worry. Getting that CC is the only thing that will provide permanent relief for this! That said, Kallis is right, it's good to remain positive. You're so nearly there. Hang on in, the end is in sight.
Iva completed with a F&F. Completion certificate received Jan 2017
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