I completed my IVA this month and have CC I have contacted Experian and Equifax and they say the IVA will drop of 24/03/17 or within a couple of days even though I am still on IVA register will my credit score rise literally overnight or if not when.
Once six years are up and assuming defaults have gone then your record will begin to rebuild. It depends on what you have on record i.e. mortgage, bank accounts etc.
Keep checking Noddle and Clearscore to see how things are going.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It will all help. You could also try to get a credit card such as Capital One and if you use it pay off each month. A soft search is carried out so nothing shows up if it is rejected.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
