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ANNED

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Post by ANNED » Fri Sep 29, 2017 11:35 am
Foggy wrote:
ANNED wrote:
I put all my details online in stepchange and it has came up to recommend bankruptcy but I really don't want to do that as I want to protect my house and car ???
Online calculators are only a guide and are often way off the mark as they cannot take into account all of a persons circumstances ... you need to have a chat.
So do u recommend just ringing step change then ?? Or what will I do to sort this

Michael Peoples

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Post by Michael Peoples » Fri Sep 29, 2017 11:42 am
You can contact someone like Stepchange or you could contact a fee-paying debt management company. Alternatively you could contact the CAB and administer one yourself so it depends on what you think would be best.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com

Foggy

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Post by Foggy » Fri Sep 29, 2017 11:45 am
I would give them a ring and have a chat --- I would also ring a couple of other firms to compare advice.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

ANNED

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Post by ANNED » Fri Sep 29, 2017 4:31 pm
My nerves are wrecked about it all I cud just run away :shock: :shock:

kallis3

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Post by kallis3 » Fri Sep 29, 2017 4:34 pm
Don't run away - you need to get this sorted.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

ANNED

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Post by ANNED » Fri Sep 29, 2017 8:26 pm
I rang step change today but have to ring them bk on mon so hopefully they can help me if not I will have to run away I'm just so nervous about it all

kallis3

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Post by kallis3 » Sat Sep 30, 2017 7:36 am
I understand how you feel but running away won't solve anything and we are all here for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Sat Sep 30, 2017 8:56 am
Hang in there --- all is not lost.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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