Credit score after IVA comes off?

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Sharon2018

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Post by Sharon2018 » Sat Oct 14, 2017 12:52 pm
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In April next year 6 years will have passed since our IVA started and despite early F&F nearly 3 years ago we have been stuck waiting to move and get a mortgage with this on our credit report. Any idea once the 6 year date has passed how long it will be before we can start applying for a mortgage?! How quickly will our credit score improve? We have already done all we can to improve it, the only negative holding it back are the defaults and the IVA put in at the beginning of the IVA!!
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Foggy

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Post by Foggy » Sat Oct 14, 2017 1:10 pm
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Credit score will improve as soon as the IVA and defaults drop off --- and will continue to improve as you get yourself some positive history.

Have a look here re mortgages: viewtopic.php?f=145&t=83544
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Sat Oct 14, 2017 1:53 pm
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Have a word with Ryan a mortgage - he has a lender on board who is very helpful.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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