I had a Ppi payment from the Halifax payed to my iva company 4 years after completion. It was only £400. Cleardebt are no longer trading. Where's my £400 pounds gone? Obviously the Halifax paid to someone, but who. Halifax just say to your iva company. How do I know this £400 will be distributed to my old Creditors. I don't want it just to go into David Monds back pocket.
I'm not going to let this rest, as far as I'm concerned this is theft in disguise. If I don't get a satisfactory outcome I will be getting the police involved and the financial ombudsman service.
David Mond has now retired and I doubt the police would be interested. You can but try but, personally speaking, I wouldn't bother.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
The money has gone somewhere. I intend to find out where. Not only that, but the money was nothing to do with ppi. It was a good will payment from the Halifax and as such I believe I am entitled to it.
You originally said it was PPI - however it may well cost you more than £400 to find out where it has gone.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Aperture should be able to account for it -- indeed, they have a duty to. As for entitlement that is for you to argue with them --- any PPI-like payment falls under the after acquired asset umbrella, even PPI itself is not specifically referred to in the IVA.
Best of luck.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
