Hi. I am hoping that you fabulous people could advise me.
IVA completed in Dec 2017 (originally began Aug 2012, had 3mth maternity break).
1- Will it leave credit files after 31st Aug (6yrs from entering or Dec 6yrs after completing)??
2- Have just looked at credit reports and all creditors are showing as settled apart from a Barclayloan that still shows as a default status, do i need to ask them to settle this as the others have?
3- A creditor looks to have sold a debt on that is showing as settled but they have placed a note on, stating "balance settled using a full and final not repaying full debt" is this an issue or will this also leave the report at the 6yr mark?
Thanks for that!
Just to clarify am I able to ask for them to remove the notice of correction now or do I have to wait for the 6yr point and then write to them?
Debtfreesoon wrote:Thanks for that!
Just to clarify am I able to ask for them to remove the notice of correction now or do I have to wait for the 6yr point and then write to them?
An NoC has no time limits and you can ask for it to be removed now.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
