Cars

Get expert opinion. This is the place for new questions to be posted.
5 posts Page 1 of 1
 

recovering

User avatar
Posts: 1623
Joined: Mon Sep 26, 2011 8:27 pm
Location: United Kingdom

Post by recovering » Tue May 01, 2018 8:18 pm
Hi I am after some info from anyone who has completed an IVA and gone on to buy a car! Just wondered how long after completion anyone was able to get decent interest rate finance or a PCP?

kallis3

User avatar
Forum Expert
Posts: 77170
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue May 01, 2018 8:26 pm
Is your IVA still showing on your credit record?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

recovering

User avatar
Posts: 1623
Joined: Mon Sep 26, 2011 8:27 pm
Location: United Kingdom

Post by recovering » Tue May 01, 2018 9:49 pm
I am still on the register 3 months up on 9/5th but its not showing on ClearScore or noddle I have contacted Experian As well I can’t see any corrections I am trying not to obsess over the scores ( it has gone down a bit ) It takes experian over a month to reply to emails

FormerlyST1100

Posts: 296
Joined: Wed Feb 08, 2017 8:29 am
Location: UK

Post by FormerlyST1100 » Wed May 02, 2018 6:53 am
Unfortunately for me I had to replace my car around 3 months before the end of my IVA which I managed to do with the agreement of Stepchange and with the only lender tat would deal with someone in an IVA at an interest rate of 49%

In Oct I changed my car again, just over two year since the end on my IVA, and was accepted for a loan at around 4%

recovering

User avatar
Posts: 1623
Joined: Mon Sep 26, 2011 8:27 pm
Location: United Kingdom

Post by recovering » Wed May 02, 2018 9:00 am
I maybe being a bit optimistic about changing my car this year then !
5 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”