My full and final offer

[bridgey]

Well?? What happened!?!?

[kallis3]

I hope it went OK.

[Cap781n]

Hi guys sorry for the late reply... creditors accepted the F&F offer made and wont happy with the additional fees that were applied by my IVA and they have removed most of the fees..
Not celebrating just yet only until i have the completion certificate in my hands

Just want to say thanks to foggy and the rest of the crew for all you help and support.

There is light at the end of the tunnel.

[Foggy]

Hi guys sorry for the late reply... creditors accepted the F&F offer made and wont happy with the additional fees that were applied by my IVA and they have removed most of the fees..
Not celebrating just yet only until i have the completion certificate in my hands

Just want to say thanks to foggy and the rest of the crew for all you help and support.

There is light at the end of the tunnel.

Great news ! I was getting a little bit jumpy there !
Thank you for your kind words -- the whole team here as well as the members are happy to help, as, of course, am I .

[kallis3]

Fantastic news!! Really pleased for you.

[Cap781n]

Hi guys

sorry to dig up the past, thought id be back here saying here my completion certificate... but still waiting... when the final amount was paid was told would take roughly 2 months to complete... heard nothing and contacted them over the phone and was advised shouldn't be long. A month later, i emailed again and then was told 6 months the whole process can take.

Over 6months on now and I tried calling on Monday was in a queue for 25mins. emailed them and got a normal auto response... but it says freemanjones trading as harrington brooks... when researching online seems like harrington brooks went into adminstration last month and was took over by freeman jones

gonna try calling again tomorrow, but thought i'd give an update. hope i'm worrying about nothing.

regards Imran

[kallis3]

Hope you get it sorted soon!

[Cap781n]

We posted a Notice of Full Implementation to both yourself and your creditors 09/03/2018 accompanied by financial details of contributions received, fees taken and distributions made to them. I have attached a copy of the document to this email.

Your Notice of Full Implementation constitutes a 'certificate' for successfully completing your IVA and should be kept in a safe place should you be challenged about debt previously included within your IVA.

It is the responsibility of your creditors to update credit reference agencies; we do not contact them and have no jurisdiction over their records.

Information will remain on your credit file for 6 years from the date of your original virtual meeting of creditors which was held 14/11/2012.

Details of how you may build a positive credit score can be found on the internet.

We sent a form to the land registry to remove the restriction that is on your property on 02/03/2018.

We also contacted the Individual Insolvency Register with details that your IVA is complete and their records have been updated 09/03/2018. The Insolvency Register will take up to 3 months to remove a name off the register once the Notice of Full Implementation has been issued .

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i believe thats me done I have requested for another copy to be posted out but they have included a copy in the email anyway.

Just want to thank you guys here for your support and advice

[kallis3]

Great news!

[Foggy]

Excellent !