Lisa Thomas wrote:I'm not sure you will be able to get a new car on credit, even if you finish your IVA early. I suspect you will still have to wait for the 6 year anniversary to pass.Walking to work it will have to be then!!!
Foggy wrote:In a very Bizarre twist of this story - ((makes me think someone from CF reads this forum!)) I have just received a phone call from the new person looking after CF who is now looking after my case to say that they are going re present my offer to the creditors - now with slightly reduced balance remaining it looks more attractive - and there was a little bit of a hint that maybe I wasn't treated quite fairly first time round!katieweeks1 wrote:Lisa Thomas wrote:Creditfix cannot 'overturn' a creditors decision, although they can try and convince the creditor to change their vote.
Hi Lisa,
Me again - coming back to this. I am due my annual review any time now and based on the result of that I am then hoping to offer an F&F - again! My father still has that 6000 in a pot for me to get rid of this IVA.
If you remember then great - but if not totally understand as you have hundreds of cases on here (as it were) but to cut a long story short - I made an offer of 5000 for 5600 of remaining payments as an F&F - it was rejected as I was told the creditors would receive a better dividend if i continued with the arrangement. We went in with a higher offer - well 5600 and again it was rejected.
This was 3 months ago so I have paid 140 x 3 more into the arrangement so my remaining payments will be now about 5180 (these are quite round figures) so if I was to make the same offer of 6000 then do you think this has a possibility of getting accepted?!
Thank you so much for your support and advice x
Katie -- I cannot for the life of me imagine why your first offer was refused, and even more confused about the increased offer !!! I do have my suspicions, however, that it might be linked to the debacle over CF amending the standard paperwork in these cases, which resulted in them having to cancel all variations until it was sorted out --- which it may not have been !
I wish you all the luck in the world with a new offer.
Foggy wrote:It would not surprise me if they did read this forum --- and of course your forum name will give away who you are. I am pleased that they do and that they appear to act on some cases presented here. It would be very useful if they had a representative here who could assist forum member who are their clients as well as putting their own explanations forward and, maybe, correcting any misunderstandings.Thank you Foggy! All fingers crossed.
Best of luck with the re-presented offer, Katie
kallis3 wrote:Fingers crossed!!
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