Hello all!
I am back briefly to say that I have received my Completion certificate etc and am still bouncing off the walls! Wahoo!
However I have received a letter from an old creditor ((one that was included in the IVA)) - saying I am still in arrears. The letter says that I have made a payment (the one that my IVA has given them) but I am still owing the rest! Shall I send them a copy of my F&F report and certificate or shall I just ignore them as I am sure they are not allowed to get in touch with me anymore!? Is them just pushing/trying their luck?
Could be a computer glitch -- automatically produced letter that wasn't suppressed or intercepted.
Personally I would leave it and see if they follow it up ... they will already have been given a copy of the final report, but a reminder can't hurt if you wish.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I got the same type of letters from Barclays (IVA completed 2016, but ignored the letters) and decided recently to complain to them..... they sent me 2 bottles of wine and a bunch of flowers and said I should not receive anything further from them (ie letters suggesting I owe them still) but if I did I should take it to the FOS! Roll on any more type of letters arriving.....
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017
