Councils do vary in their reaction to an IVA through, for the most part, ignorance of the situation. I know that mine simply write off any arrears as soon as an IVA is entered, along with the current year. They do not involve themselves with the IVA at all as it costs more to administer than they would actually get back in dividend payments.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Thinking about it I think the local authority recalled the account from the bailiff when they received the proposal, they did make a claim in the IVA but the big thing for me was getting the bailiff out of the picture.
If they do turn up, don't let them in and make sure all windows and doors are closed.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Trust deeds are different to IVA's. You don't have to answer the door to debt collectors but with bailiffs, unless they have a warrant you need to keep doors and windows closed and do not let them across the threshold.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
