Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
So sorry to hear this - how annoying for you after all this time and preparation.
Consider reapplying through another provider that charges less in fees as others have suggested, but at the same time look into other options .... is the iva definitely the right solution for you ?
Sometimes things happen for a reason ....
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !