I need a phone as i don't currently have one at all

[Jackoblara]

In relation to this, can I ask the experts: some phone companies now do the phone contract as two parts, so much for minutes, so much for the device and you are technically signed into a loan. Some phones are £500+ which leads me to the credit limit query, is this acceptable? My contract is with a network where I pay one figure, no loan mentioned, and is only a cheapie android app, but if I went to O2 (who I can get a work discount with) their contracts seem to include a loan so you can repay and upgrade at a whim during the contract. Hope that makes sense.

Foggy is right .. this is not an issue

[Adrian21]

Why put yourself through the stress?

Just get a cheaper phone.

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Steve is right don't put yourself in stress.

[kallis3]

Cheap phone and sim only although I think this has probably already been sorted as this is quite an old thread.