I doubt it --- even a lease is still a credit agreement and you would need to pass the lenders credit checks. You would also need the agreement of your IP, which might be a stumbling block, even if you found a sympathetic lender.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
If you have one already, then you should be allowed to refinance or get another one. Creditors however will expect that there needs to be a good reason for doing so, age, condition, mileage etc, and they will either expect that you do not take on a larger commitment than you already have or limit you to a reasonable amount per month, say, £250.
If you do not already have one, then you would need the express permission of the supervisor to do so.
Kindest regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
