My payment went today, just 5 left now - can count them off one one hand - never been so excited about a direct debit! Have to admit at this point I don't actually expect to be better off when the IVA ends because my gas and electricity tariff are fixed at the moment but when they finish who knows what that will end up being... But by January things may have improved.
So close to the end - well done! Won't be long now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk