IVA Approved

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Mak6

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Post by Mak6 » Mon Oct 06, 2008 7:02 pm
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Hi all

After creditors meeting on 25th september all but one creditor voted in favour of proposal.

Northern Rock - Yes
Lloyds - Yes
MBNA - Yes
Nationwide - Yes
Halifax - Yes
Egg - No

Have 45k of unsecured debt and very little equity in my house.
Paying back 28p in the £.

I would like to thank Melanie and the team (Tina, Angela, Hywel and Tomas)for being so helpful, understanding and for the advice which was so valuable.

I can now plug my home telephone back in without the risk of 20 call centres a day asking for money!

Thanks Again

Mark
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angelrainbow

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Post by angelrainbow » Mon Oct 06, 2008 7:14 pm
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Congrats - that is a brilliant result!

The calls and letters may well still come for a while though..it can take a while for the systems to be updated.
Completion Certificate received September 2012.
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aguise

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Post by aguise » Mon Oct 06, 2008 7:26 pm
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Great news well done.

ang x
Please visit my blog at http://aguise.blogs.iva.co.uk/
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MelanieGiles

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Post by MelanieGiles » Mon Oct 06, 2008 7:29 pm
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We were all really pleased with the result too Mark, and now you can begin a fresh start without the ongoing pressure from your creditors.
Regards, Melanie Giles, Insolvency Practitioner
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tori

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Post by tori » Mon Oct 06, 2008 7:34 pm
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Congratulations on having your iva accepted mark! Good luck with everything[:)]x
please visit my blog http://tori.blogs.iva.co.uk/ a second chance..
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Julie

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Post by Julie » Mon Oct 06, 2008 7:44 pm
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Thats great news for you Mark and another pat on the back for Melanie and her team [:)]
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kallis3

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Post by kallis3 » Mon Oct 06, 2008 8:07 pm
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Great news, enjoy being able to answer the phone!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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freelili

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Post by freelili » Mon Oct 06, 2008 8:34 pm
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very good news well done.
LILY

http://freelili.blogs.iva.co.uk

I asked God for an answer, I have to live with his reply.
Exsisto an angelus quod planto quispiam sentio melior.
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Abby

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Post by Abby » Mon Oct 06, 2008 9:02 pm
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fantastic news, really pleased for you. [:)]
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Adam Davies

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Post by Adam Davies » Mon Oct 06, 2008 9:11 pm
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Hi
Well done,a very good result.
Regards
Andam Davies
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Viki.W

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Post by Viki.W » Mon Oct 06, 2008 9:47 pm
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Congratulations Mark, that's great news. Don't forget, keep posting. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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moretolife

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Post by moretolife » Mon Oct 06, 2008 10:24 pm
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what great news to end my day......and yours...sleep well tonight
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA
http://moretolife.blogs.iva.co.uk
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David Mond

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Post by David Mond » Tue Oct 07, 2008 7:19 am
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Great news. Did Melanie explain what EGG's reasons for voting against your Proposal - try and find out as unless they give cogent and fair reasons they might be in breach of the IVA Protocol. I would be interested to hear. Well done.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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helpIVA

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Post by helpIVA » Tue Oct 07, 2008 9:17 am
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Mark can i ask how much you are paying to your IVA per month
Little steps at a time - its getting clearer
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debtmountain

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Post by debtmountain » Tue Oct 07, 2008 3:25 pm
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Congratulations Mark on having your IVA approved, really pleased for you[:)]

xx
IVA accepted 13/11/2008..17 payments down,55 to go..
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