I have been in an IVA for 17 months, without any contact from my creditors.
This morning I received a credit card statement from one of my creditors, Halifax, stating that I have to pay the full balance of the card (£2,000) by the end of the month.
Is this something I should be concerned about? should I inform my IP?
Assuming that this creditor was actually included in your IVA, you should inform your IP who will probably tell you to rip it up. What a waste of paper and a stamp!
Last edited by MelanieGiles on Wed Oct 08, 2008 4:36 pm, edited 1 time in total.
Funny you should post this. My IVA finished at the start of the year and I have just had a cc bill from Bank of Scotland. A quick call to them soon proved that it was a mistake. Perhaps the banks are that hard up they will try anything now to get some money back.
At least those in an IVA needn't be worried. As Melanie says, it's just a waste of paper and postage. They'd all be better off saving this money towards their own financial woes!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I think someone's been busy in the credit card departments of most banks because I had the same thing from the bank of Scotland today! Also had capital one phoning me because I had missed 0.44p off a recent payment sent to them - I know the banks are in a bad way but it must have cost capital one more than 44p to phone me LOL[:)]
