Now my IVA Full and Final settlement as been accepted, and I am getting married at the end of the year would by partners/future wife credit rating be affected, bearing in mind all my debts i had were from before i even met her, she as never been debt and never had any problems, she as never owed as much as £1 on a visa and never gone overdrawn?
Your partner's credit rating will only be affected if you are married - and in James' case if the debts were incurred prior to the marriage, his new wife ought to be disaffected.