Just wanted to pass on my thanks to Mike Morgan from cleardebt. The conversation we had this morning has already done so much to make me feel better and hopefully there will be a light at the end of the tunnel. Your understanding and professional manner is very much appreciated. The jurys still out on the "handsome one with the sexy voice" though!! Once again THANK YOU.[:I]
I have met Mike on one occasion in Manchester, and confirm that he is a really nice, down to earth guy.
He is also half Welsh which is a bonus!, and offers very good advice in his own personal time on the forum. It is great to see him getting some positive feedback of his own.