welcome pljl-what are you seeking eligibility for-if its for an iva they are based upon affordability, which is worked out between the ip and yourself.How much debt are you in and is it secured or unsecured
If you are thinking of an IVA, I recommend that you speak to an Insolvency Practitioner. You can either visit www.iva.com for a list of companies you could use, or click on the expert link on the left hand side of the page here. All the professional experts come highly recommended. They will explain all the options open to you and advise you as to the best way forward.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Pljl and welcome to the forum. Being in receipt of pension income does not bar you from entering into an IVA if that is what you are asking. However, an IVA may not be the best option for you or your creditors so speak to an IP. Most offer a free, no obligation and confidential inital consultation after which you will have a much better understanding of what options are available to you.
There should be no reason why you should not propose an IVA if that is the right solution for you - and there can be nothing more regular than a HMF pension in terms of income and affordability!
