hello all, my hubby and i started a DMP early last year and all was going well until august when i suddenly became unable to work due to a mixture of health problems, my world seemed to fall apart, i was told i would be unable to do the job i have loved doing for most of my life,then was told i probably wont ever be able to work full time again, then on top of that trying to get my head round the fact that i was diagnoised with a disease that has no cure, the only consolation is that it is a very slow progessive thing, then i became clinically deppressed, also living in a home that was not sutiable and trying hard to get the council to help us, i buried my head in the sand again and the DMP failed, i couldnt even talk to the lovely people who were originaly dealing with it , i felt a total faliure,.............. THEN 6 weeks ago we turned a big corner, the council moved us to a beautiful bungalow, my health problems are under control and then yesterday i got back in touch with SIZE 5 at clear debt who was so lovely and understanding and told me not to feel guilty and hiccups happen, talked through the options and we are now in the processes of going for an IVA.. BIG relief really lifted my mood and made me feel better than i have for a long time , i think what im trying to say is. that no matter what life throws at you and even though you feel like burying you head , when the time is right for you , you can face it again because there are so many wonderful people out there and on this site that will support , help , advise and guide you , i want to say a BIG THANK YOU TO EVERY SINGLE ONE OF YOU