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alibongo and the bears
Posts: 17 Joined: Sun Jan 20, 2013 8:04 amLocation:
Finally our IVA is finished and closed and we're debt free. My message to others is hang in there it's tough but the reward of being debt free makes it all worthwhile. It's amazing how quickly the time passed. Be patient and your smile will be as big as ours when our completion certificate arrived.
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 amLocation: United Kingdom
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Well done, Ali
Last edited by
Foggy on Fri Feb 08, 2013 8:42 am, edited 1 time in total.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 amLocation:
Fantastic hope your debt free future is a very happy one. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
TheArtist
Posts: 555 Joined: Sat Nov 17, 2012 4:41 pmLocation: United Kingdom
alibongo and foggy.....guess what?
Completed IVA - August 2012 pheeeeeeeeeew
GilliB
Posts: 656 Joined: Fri Mar 02, 2012 4:29 pmLocation: United Kingdom
Brilliant news alibong!! Well done - I'm super chuffed for you!! x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
plasticdaft
Forum Expert
Posts: 9562 Joined: Wed May 21, 2008 12:45 pmLocation: United Kingdom
Great news.
Discharged today the 8th feb 2012. View is much brighter now.
12 months to go
Posts: 612 Joined: Sun Jun 26, 2011 10:44 amLocation: United Kingdom
Great news
Last payment made April 2012
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 amLocation: United Kingdom
Great news on a friday night - time to celebrate !
Sharing from experiences of dealing with debt
IVA Victim12345
Posts: 84 Joined: Wed Jan 23, 2013 2:31 pmLocation:
Yes well done but who was it with? Also "12 months to go" who was yours with, 8 months seems good too?
dlovesg
Posts: 104 Joined: Tue Dec 18, 2012 4:23 pmLocation:
Congratulations and good luck for the future!
alibongo and the bears
Posts: 17 Joined: Sun Jan 20, 2013 8:04 amLocation:
Hi 12 months to go
We did f&f and it took 12 months for certificate. It was down to new laws about vat and ppi so things may have speeded up by the time you make your final payment. We were with GT and although 12 months was a long time in the grand scheme of things it wasn't too bad. Hang in there and be patient and all good things will come (especially your CC!).
alibongo and the bears
Posts: 17 Joined: Sun Jan 20, 2013 8:04 amLocation:
Thanks so much for all your best wishes.
This IVA forum is a godsend to be able to get advice and share good (and bad) experiences. Thanks to all the people who monitor this site and provide such invaluable advice.
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 amLocation:
I agree the forum is a great place to be as we do support one another and long may it continue.x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
craigiewicked1
Posts: 69 Joined: Mon Aug 23, 2010 7:42 amLocation: United Kingdom
