Hi, what happens at the end of the IVA? Is the same annual review carried out ?

[Foxy81]

Hi, what happens at the end of the IVA? Is the same annual review carried out? Or do they action a complete 5 year review? Thanks

[12 months to go]

i think it depends which IVA co you are with and how long after your last review you are completing.

I was with DFD so only have direct experience of them; who is your IVA with by the way ?

[Shining]

I completed a review of payslips up to date, a P60 and even though this is recent I've completely gone blank! Your IP will let you know in good time I'm sure what is required, just waiting for my certificate and had no correspnodence so assuming all is ok??

[Foxy81]

Cleardebt. Just concerned because I read all sorts of things about people not receiving their completion certificates for ages. does the final review tend to be of the last year or the last 5 years?

[merrypotter]

Hi Im with DFD so would be interested to know what happens next. M final payment has to be made by 30th after a long 6 years in my IVA I have heard nothing yet and the steps to closure and its getting really near now x

[no more cards24]

I would like to know too mine finishes in 6 months after 7 years and im with Cleardept.

[slushysnow]

You call them to say you have made your last payment
Then you get told call them every month or so to see how its going

Fobbed off. Ignored waste months of your life sending PPI forms in.

Then 6. To 10 months later u may hear from them

[Kelly.23]

Hi, we were in a iva for 6 years and did not have to complete a review at the end, just cancel out standing order with the bank and wait for our certificate which arrived within a month. Hope yours is sorted as quickly

[Shining]

Kelly a month, wow that's really good. Every day I eagerly await the postman but not yet for me x

[Kelly.23]

I know we were really lucky to get it so quickly, hopefully you will get yours soon Lesley