Nearly a year in and all is well, it is hard but thats what I expected.
Just wondering what to expect and what info I need for my first review so I thought I would ask the people in the know on here..
Depending on which company you are with but normally payslips for last three-six months, bank statements and evidence of any increases in utility bills etc.
Ensure you accurately record your expenditures when asked to do ...don't be afraid to put actuals down if they are higher than the original allowances ...you may need to evidence the increase so any receipts etc might be useful.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Thanks, I am going to start compiling any relevent information I can now and be prepared, I started my IVA last June so gives me a bit of time to get sorted.
It does depend on which company you're with, I never had to send bank statement, just P60 and any wage slips that hadn't been sent in up to that date. Also keep any utility bills that show a large increase in expenditure would be my little tip.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
I have had to send three wage slips and go through outgoings ..usually on the phone. But I usually prepare info in advance of phone conversation .....just in case I forget something !
We usually have to send in p60's and do an I/E over the telephone. They then tell us if there will be any change. We already send in our payslips quarterly
