Get expert opinion. This is the place for new questions to be posted.
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Carl.91
- Posts: 1
- Joined: Sat Apr 20, 2013 8:55 pm
I was refused a bank account because they said I may have an IVA. I haven't asked for one myself and was wondering how to find out if I do.
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Foggy
- Posts: 33396
- Joined: Fri Dec 17, 2010 11:14 am
- Location: United Kingdom
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An IVA isn't something that can happen accidentally. Have you been speaking to any insolvency firms recently ?
Go Here :
http://www.insolvencydirect.bis.gov.uk/eiir/
Put in your details and see what shows.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Lisa2009
- Posts: 5411
- Joined: Thu Aug 16, 2007 12:17 pm
- Location:
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If you've never applied for an iva then you haven't got one. I'd ask them where they've had that information from
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Hyperdrive
- Posts: 766
- Joined: Sat May 07, 2011 1:43 pm
- Location: United Kingdom
Odd[?] when they said "you may have an IVA", what was your response? And theirs?
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Skippy
- Posts: 20720
- Joined: Sat Oct 21, 2006 6:08 pm
- Location: United Kingdom
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Have you checked your credit files? It would be worth doing so in case there is any incorrect information on them.
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plasticdaft
Forum Expert
- Posts: 9562
- Joined: Wed May 21, 2008 12:45 pm
- Location: United Kingdom
Its not something you could stumble into. Also strange that the bank cant tell for sure that you have one or not?!
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.