Well, after typing up letters and a meeting with the family, we have this evening submitted our full and final to Credtifix to conclude our IVA!
We have a mixture of nerves and worry, not that dissimilar from when we were waiting for our creditors meeting date at the beginning of our journey - eek !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!
Good luck Mrs, as a long time resident on here, 6 years ago at the outset of our IVA, 90% of the posts on the forum were about people starting the journey, now it nice to see 90% are about people ending the journey.