what does completion certificate look like please?

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Christabelle_sparkle

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Post by Christabelle_sparkle » Wed Apr 01, 2015 7:06 pm
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Hi All!,

We have received a letter frim IP today saying as follows -

I attach a copy of my notice of todays date to your creditors confirming that your voluntary arrangements have been fully implemented and that I will now vacate office and cease to act as supervisor of your arrangements.

Is this our completion certificate?
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
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Foggy

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Post by Foggy » Wed Apr 01, 2015 7:09 pm
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The copy of the Notice with that letter is the completion certificate.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Christabelle_sparkle

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Post by Christabelle_sparkle » Wed Apr 01, 2015 7:11 pm
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OMG!! Really Foggy? :)
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
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Christabelle_sparkle

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Post by Christabelle_sparkle » Wed Apr 01, 2015 7:14 pm
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I have a 'notice of full implementation' with the letter described above

Is this really it?

Are we oficially free?
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
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Foggy

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Post by Foggy » Wed Apr 01, 2015 7:21 pm
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That is it -- and, yes, PPI apart (!) you are officially free.

Pretty unimpressive for such an important piece of paper!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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MerlinL14

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Post by MerlinL14 » Wed Apr 01, 2015 7:28 pm
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Congrats.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
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Christabelle_sparkle

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Post by Christabelle_sparkle » Wed Apr 01, 2015 7:30 pm
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Thank you so much!!!

I am over the moon.

Ppi was all sorted a while ago. :)
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
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Struzzo39

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Post by Struzzo39 » Wed Apr 01, 2015 7:59 pm
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Fantastic. Am hoping ours will be with us shortly
Steven & Debbie
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luluj

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Post by luluj » Wed Apr 01, 2015 8:05 pm
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Its over ! a shame it isn't physical certificate though !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Slowlygoingunder

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Post by Slowlygoingunder » Wed Apr 01, 2015 8:19 pm
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Well done and congratulations:) hopefully I can make a similar post in 2021 !!!!
IVA accepted 15 April 2015
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Christabelle_sparkle

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Post by Christabelle_sparkle » Wed Apr 01, 2015 8:31 pm
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Thank you all so much!!!

Good luck for the 15th slowlygoingunder, im sure it will go well and yes 2021 will soon come round, I cant believe how quickly the last 5 an half years have passed.I wish you well on your IVA journey. :)

I still cant believe how simple the letter was, no lights, no fanfare....ha ha
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
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Lou74

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Post by Lou74 » Wed Apr 01, 2015 8:56 pm
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Congratulations!
I also thought it would be an actual "certificate" with a red seal or something on!
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MrsR

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Post by MrsR » Wed Apr 01, 2015 8:58 pm
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Congratulations to you !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!

Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA :)

Completion Certificate received- 30th April 2015!!
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Christabelle_sparkle

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Post by Christabelle_sparkle » Wed Apr 01, 2015 9:01 pm
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Thank you all so much! :)
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
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