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annierose
- Posts: 61
- Joined: Mon Oct 24, 2011 11:17 am
- Location:
Hello,
I know there has been threads on this before but with the banks changing their criteria so frequently I just wanted to check which banks anyone has successfully managed to open a basic bank account (preferably with a debit card) whilst in an IVA?
I know the co op are good but I heard they were not longer so IVA friendly?
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recovering
- Posts: 1623
- Joined: Mon Sep 26, 2011 8:27 pm
- Location: United Kingdom
Barclays are supposed to be friendly and Yorkshire bank
Co-op are fine with me but I opened the account 3 and a half years ago
I think you need to go to a branch but as far as I know they are still ok
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
Halifax and Nationwide provided us with basic bank accounts
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
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ilikewatch
- Posts: 139
- Joined: Sun Oct 25, 2009 10:14 am
- Location:
Barclays were fine and allowed me to open a basic account.
Ffrees operate a pseudo bank account with no credit or status checks so allowed me to open an account (but don't currently support direct debits)
Yorkshire Bank declined me an account.
Co-Op despite me clearly stating on several occasions that I only wanted a basic account proceeded to submit an application for a full current account with an overdraft, then when I was declined decided to lie to me and stated that they don't allow customers to apply for a basic account unless they've been declined for a full account - I told them not to bother.
"If you think it's expensive to hire a professional to do the job, wait until you hire an amateur."
