Help panic stations, final payment March, no equity, but Cleardebt applied for extension

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Shining

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Post by Shining » Sat Apr 23, 2016 3:30 pm
Hopefully cleared up for you soonest. The uncertainty does create worry. Hope David can clarify and get this sorted as I know he has helped other posters.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

David Mond

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Post by David Mond » Sat Apr 23, 2016 4:16 pm
Hi Freda,

Please email me at david.mond@cleardebt.co.uk so that I can look into your case not withstanding that I am no longer your Supervisor.

Regards

David
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

kallis3

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Post by kallis3 » Sat Apr 23, 2016 4:18 pm
Thanks David.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Freda

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Post by Freda » Sat Apr 23, 2016 5:20 pm
Thank you all for the advice and support, I will email Mr., Mond .i cannot tell you all how the much this meant to me, although I have been looking at the forum for two years it is only in the last few weeks that I have posted but I am most grateful to you all, thanks again.
 
 

Shining

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Post by Shining » Sat Apr 23, 2016 5:52 pm
Spot on customer service from David as per.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

David Mond

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Post by David Mond » Mon Apr 25, 2016 4:41 pm
Quick update.

Freda has been in touch and I’ve now clarified things with Aperture for her.

I do appreciate that sometimes the formal wording used with reports sent out regarding IVA’s can be a little daunting, so for those in a similar position, the long and the short of it is that Aperture are obliged to make formal reference to the fact that these particular cases have been transferred from ClearDebt to Aperture in their Annual Report. The “extension” Freda mentioned is not extra payments – it is simply that the Court Order when the transfer took place allows Aperture a grace period to allow them to complete the next annual review due to the transfer of the cases - this does not mean that debtors such as you (in this particular case) have to pay for any longer.

I’ve also asked Aperture to contact Freda directly just to put her mind at ease, as I certainly don’t want anyone to lose any sleep over this.

Regards

David
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
 
 

kallis3

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Post by kallis3 » Mon Apr 25, 2016 4:43 pm
Thanks for your help David.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Freda

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Post by Freda » Mon Apr 25, 2016 4:50 pm
I am very happy with the response from Mr,.Mond, and so very grateful to all of the forum for your help and advice, you have all been great, I will let you know when the C/C comes through.Freda
 
 

kallis3

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Post by kallis3 » Mon Apr 25, 2016 4:52 pm
Look forward to hearing from you Freda.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Starry30

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Post by Starry30 » Mon Apr 25, 2016 5:56 pm
Great already felt uncomfortable about going to aperture I've not even spoken to our ip who also is Gareth Neil high hopes here then (not) glad it's all sorted for you Freda #128077;#127996;
 
 

kallis3

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Post by kallis3 » Mon Apr 25, 2016 6:12 pm
You can always contact David if you need to.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Lisa Thomas

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Post by Lisa Thomas » Tue Apr 26, 2016 9:41 am
Good to hear David was able to clear this up for you.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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